“Three Cups” Book Review



I had to read this book twice. Not as in I "had to" read it twice because it was "that good", but because I felt I was missing something after reading it the first time. With that said, I've come to the conclusion I really do like "Three Cups"…after reading it the second time. Based on a true story, it was written by Mark St. Germain and beautifully illustrated by April Willy. A book for children 4-12 years old that attempts to teach them about money in a fairly simple way.  With three cups for them to use: one for savings, one for spending, and one for charity, children are encouraged to save money for their future, spend responsibly and taught to give back to their communities. Simply put, this book is written with a child in mind. The reason I felt I was "missing something" after reading it the first time is because 1. I read it from the wrong perspective; and 2. I originally thought it was a "How To" for parents to teach their children how to save, spend wisely, and give back to those in need. I was under the impression there would be a step-by-step guide showing me how "best" to divide the money so it benefits the child both in the present and for their future. After reading the book the first time, I expressed my "concerns" to my husband. Like me, he sort of hoped (maybe even "expected") there to be an example of how to allocate the money…assuming parents can afford to give their child an allowance, of course. That's when it occurred to me the book wasn't written for "us" (the parents), but for our kids. It's meant to be a story the child can relate to and try to understand how important the value of money really is and how far we can stretch it. If you are in a position where you can afford to give your child(ren) an allowance, then I highly recommend this book. It truly has the potential to be a great resource and allows the opportunity to set a financial foundation that can last a lifetime. "Three Cups" can be purchased on their website by clicking here. I received one or more of the products mentioned above for free using Tomoson.com. Regardless, I only recommend products or services I use personally and believe will be good for my readers.


  1. We love this book and I follow the 3 cups tradition with my 5 year old. Has been a great way to explain to her that finances need to be taken care of carefully…and wisely!

  2. Always did agree with teaching children to divide up their allowance, no matter how small. They can learn to save for the big things, spend a little for instant gratification for their hard work, and share what they have with the less fortunate. Thanks for reviewing this book.

  3. Great review. I want to read this book now. It is so hard now-a-days to teach the young ones the value of a dollar. Thanks for sharing.

  4. We’d heard of this concept while I was preggo last year and hope to use it with our daughter in a few years.

  5. This looks like a good resource for teaching kids the value of saving.

  6. Looks like a very good book for children to learn from. I may have to get it for my son. It sounds like a very good concept.

  7. Great, honest review. The concept of 3 cups is a wonderful thing to teach children.

  8. Very nice review.  I wasn't familiar with this book before your post but I love the concept laid out and I like that it's geared at kids. So many financial books write "above" them or are boring.

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